RaayaSpot price increases before they become the new normal
- Free
- When documents arrive
- Money
Subscriptions and contracts get more expensive in small steps: a few euros on the electricity bill, a new tariff on the phone plan, an insurance that renewed at a higher premium.
Get started freeMobile plan: €29.99 → €34.99 (+17%)
The March invoice is higher than February's from the same provider. A price increase may give you a special right to cancel. Compare and decide.
Why it matters
Raaya's Money agent compares every new invoice and contract with the previous one and tells you when the number moved.
How it works
Your invoices land in Raaya
Upload or forward them as you do today. Money groups them by provider and document type.
Each new one is compared
With the previous invoice or contract from the same provider. An increase of 2% or more (and at least 1 unit of currency) on a recent document becomes a finding.
You compare side by side
Old and new amounts next to each other, so you can decide: accept, negotiate, switch, or cancel.
Three things Money catches
- Price increases between invoices from the same provider.
- Silent renewals: contracts that rolled over without a decision from you.
- Bills that didn't arrive: a monthly bill more than 12 days late or a quarterly one more than 25 days late, often a sign of a failed payment or an outdated address.
Next step: cancel or switch in time
If you'd rather leave, Deadlines knows the notice period and drafts the cancellation letter.
Related
- MoneyRaaya's Money agent compares your invoices and contracts to catch price increases, silent renewals and recurring bills that never arrived. Free.
- Contract notice periodsRaaya works out the last day to cancel before a contract auto-renews (Kündigungsfrist), reminds you 30, 14 and 3 days ahead and drafts the letter.
- Vault keeperVault keeper files new uploads and, each month, finds duplicate documents, newer versions, unreadable scans and unorganized files. Merge with undo.
Let Raaya keep watch
Create a free account on the web, add a journey or upload a few documents, and the crew starts on its own. You approve every change.
Get started freeQuestions and answers
How does Raaya detect a price increase?
Money compares the newest invoice or contract from a provider with the one before it. Increases of at least 2% and at least 1 unit of currency on recent documents are flagged.
Does Raaya need access to my bank?
No. Money works only from the invoices and contracts in your Raaya documents.
What is a silent renewal?
A contract that renewed automatically for another term without you deciding to keep it. Money points them out so you can choose.
How does Raaya know a bill is missing?
For recurring bills it expects the next one after the usual period; if a monthly bill is more than 12 days late, or a quarterly one more than 25 days, it lets you know.
Is it free?
Yes. Money is free.
Raaya gives general information, not legal, tax, immigration or financial advice. Rules change; confirm with the official source before you act.