Don't let miles and loyalty points expire unnoticed
- Free
- When a date approaches
- Wallet
Points are money you've already earned, and they expire quietly: after a fixed period, or after months without activity, depending on the program.
Get started freeMiles & More (Priya): 12,400 miles expire in 60 days
Redeem them for an upgrade on your May trip, or keep them active before 30 June.
Why it matters
Raaya's Wallet keeps every program for everyone in your household in one list and reminds you while there's still time to use them.
How it works
Add your programs
Program, member number, tier, points and expiry date. Add your partner's, children's and parents' programs too, each under the right person.
Wallet watches the dates
Reminders 60 and 14 days before points expire. Cards get reminders before they expire and before the annual fee.
Use them in time
Each reminder names the program, the person and the amount, so you can redeem or plan a purchase.
Private by design
- Member numbers are encrypted on your device. Raaya's servers see the program, tier, points and dates, not the number.
- Cards: last 4 digits only. Never the full number or the CVV.
- Offered in the right place. When a booking site asks for your member number, Forms suggests it on that site.
How do points expire?
Programs differ. Some expire points a fixed time after you earned them; others keep them as long as your account has activity. Check your program's terms and enter the expiry date shown in your account. Wallet takes care of the reminding.
Related
- WalletTrack cards and loyalty programs for the whole family: card expiry, annual fees and points about to expire. Last 4 digits only, never full numbers.
- FormsRaaya suggests your details for every field of an online form, fills the page on request and keeps the confirmation in your journey. No passwords stored.
- FamilyYour child's passport, your parents' insurance, your partner's residence permit: Raaya's Family agent tracks their renewals and notice periods too.
Let Raaya keep watch
Create a free account on the web, add a journey or upload a few documents, and the crew starts on its own. You approve every change.
Get started freeQuestions and answers
Which loyalty programs can I track?
Any program with a member number and points: airline programs like Miles & More, retail programs like Payback, hotel programs like Marriott Bonvoy, and others.
When will I be reminded?
60 days and 14 days before points expire. Card expiry gets reminders at 60 and 30 days, and annual fees 30 days ahead.
Can I track my family's points?
Yes. Each program belongs to a person in your world, and reminders say whose points they are.
Is my member number safe?
Member numbers are encrypted on your device before they are stored. Raaya never stores full card numbers or CVVs.
Is it free?
Yes. Wallet is free.
Raaya gives general information, not legal, tax, immigration or financial advice. Rules change; confirm with the official source before you act.