RaayaWallet keeps track of cards and loyalty points, safely
- Free
- When a date approaches
Miles that expire, an annual card fee you forgot about, a card that runs out the week before a trip.
Get started freePayback: 2,340 points expire on 31 March
That's about €23. Redeem them, or plan a purchase before then?
Why it matters
Wallet keeps a light record of your cards and loyalty programs, per person, and reminds you before any of that happens. It never holds a full card number.
What Wallet reminds you about
| What | When |
|---|---|
| Loyalty points about to expire (Miles & More, Payback, Marriott Bonvoy…) | 60 and 14 days before |
| Card expiry | 60 and 30 days before, and once if it just expired |
| Annual card fee | 30 days before |
Safe by design
- Last 4 digits only. Wallet never stores full card numbers or CVVs.
- Member numbers are encrypted on your device. Raaya's servers see the program, tier, points and dates, not your number.
- Per person. Keep your partner's and parents' programs too, clearly labelled.
- Handy in forms. When a site asks for your frequent flyer or member number, Forms offers the right one, on the right site.
What people use Wallet for
- Loyalty points expiryKeep Miles & More, Payback, Marriott Bonvoy and other programs for the whole family in one place. Raaya reminds you 60 and 14 days before points expire.
- FormsRaaya suggests your details for every field of an online form, fills the page on request and keeps the confirmation in your journey. No passwords stored.
The rest of the crew
- Watcher ProWatches fares, visa and embassy pages, listings, rates and news daily. Tells you only when something material changes.Daily
- Deadlines FreePassport, visa and ID renewals with proper lead times, notice periods before auto-renewal, warranties. Drafts the cancellation letter.When a date approaches
- Family FreeThe same deadlines for the people in your world: a child's passport, a parent's insurance, a partner's residence permit.When a date approaches
- Vault keeper FreeFiles new uploads for you and tidies up monthly: duplicates, newer versions, unreadable scans, unorganized files.Monthly
- Money FreePrice increases between invoices, contracts that renewed silently, recurring bills that didn't arrive.When documents arrive
- Forms FreeIn the in-app browser: suggests your details for every form field and keeps the confirmation in your journey.While you browse
- Jyoti SpecialistRaaya's Vedic astrology specialist: daily panchang, Rahu Kalam, birth charts, dasha and muhurta, in its own app.Specialist app
Let Raaya keep watch
Create a free account on the web, add a journey or upload a few documents, and the crew starts on its own. You approve every change.
Get started freeQuestions and answers
Is Wallet free?
Yes. Wallet is free.
Does Raaya store my card number?
No. Wallet keeps the card's issuer, network, last 4 digits and dates. Full card numbers and CVVs are never stored.
Which loyalty programs work?
Any program with a member number and points: airline miles such as Miles & More, retail points such as Payback, hotel programs such as Marriott Bonvoy, and others. You add them yourself.
Can I track my family's programs?
Yes. Each card or program belongs to a person in your world, and reminders say whose it is.
Raaya gives general information, not legal, tax, immigration or financial advice. Rules change; confirm with the official source before you act.